Thinking of retiring soon? If Cincinnati isn’t on your list of possible destinations, you should definitely add it. Ohio is an underestimated retirement location, and Cincinnati, in particular, has much to offer. WalletHub places Cincinnati at #13 on its list of top US cities for retirement, which is based on many important factors including: quality of life; access to healthcare and affordability.

Below you will find more reasons to choose Cincinnati:

Retirees in Cincinnati Will Never Run Out of Things to Do

Retiring in Cincinnati means being able to enjoy everything the city has to offer. As one of Ohio’s major metropolitan areas, Cincinnati is brimming with history and culture. The city is situated across the river from Kentucky, and there are a number of museums along the riverfront that seniors can enjoy. This is especially true considering Cincinnati is one of the many Ohio cities that boast high walkability scores. Living in a walkable city helps seniors maintain fitness and keep active – all while still being able to see their city without driving.

Cincinnati is Affordable for Retirees

Beyond activities, Cincinnati is a smart choice for cost-conscious seniors. The overall cost of living is lower than average when compared to other US cities. According to consumer financial services company SmartAsset, the state of Ohio is considered to be tax-friendly for retirees. Social Security Income is not taxed, while income from public or private pensions is only partially taxed. If you plan to continue working, you’ll be relieved to hear that income tax is just 2.97%.

Cincinnati Offers Different Senior Living Options

A retirement community, also referred to a “55-plus” community, is a neighborhood built especially for adults who are at least 55 years of age – although the age limit can be as low as 50 or as high as 60 depending on the specific community. The majority of seniors who live in these communities have retired from their 9-to-5 jobs, although that is not always the case. A retirement community can be comprised of single family homes, condos or apartments. Some communities are gated for added levels of security.

Retirement homes are unique among senior living options in that they usually do not put an emphasis on providing care. If you anticipate needing more help than you would get in a retirement community, it may be wise to consider an assisted living facility. These facilities are normally apartment-style and have on-site staff that specializes in assisting seniors with activities of daily living, such as medication management and general housekeeping needs. There are a wide variety of top-rated communities in Cincinnati and many more in the surrounding neighborhoods.

Real Estate Agents and Retiring in Cincinnati

Real estate agents can play an invaluable role in helping you decide what your retirement in Cincinnati can look like. If you’re looking to buy a home, your real estate agent can help you target homes built with Universal Design principles in mind. Universal design homes are homes built to accommodate the changing health and mobility needs of seniors. Examples of amenities found in these homes include no step entryways, one story floor plans, wider doorways, open floor plans with extra floor space, and bathrooms that are senior-friendly.

If you would like to discuss the ins and outs of moving to Cincinnati for retirement, talk to Paul Sian, expert realtor. Our agents are well acquainted with this subject area and will be happy to explain the process in further detail or start you on your way to finding your new home.

About the Author: Barbara Thompson is a Senior Care Advocate at SeniorHomes.com

Additional Resources:

• Tips For Effectively Downsizing by Petra Norris
• Smart Downsizing Tips For Seniors by Anita Clark